If you own a collection agency business, you know the dangers your business can risk during face to face interactions. But debt collectors can have other liabilities as well, both due to having office space for their business and due to acts of retribution or vandalism....
Not having insurance on your houseboat or yacht poses a risk. If you live in an area that is subject to hurricanes, you will certainly require boat insurance. It reduces the financial costs of repair, quickly resolving common issues faced by boats. Inland marine insurance...
Group homes protect some of our most vulnerable citizens. They are places to go as a last resort and are often funded by the government, religious organizations or other non-profits. These homes deserve our sympathy and respect. They also need to be covered by insurance in...
Every test your company makes on underground tanks or auxiliary fuel storage has a dramatic impact on the business you're performing the service for. If your testing equipment damages a customer's tank or someone is injured on your commercial property, general liability insurance can help address...
If your small business touches the health sector of the economy even tangentially, then your business faces additional risks and liabilities automatically. This is true for the vitamin industry whether your business focuses on manufacturing, distribution, or both and regardless of whether you specialize in...
When you're in the business of furniture repair, protecting your customer's property while it's under your care is one of your top priorities. Even if you have the furniture brought directly to your premises by either the customer or a third-party transportation company, accidents can...
When considering if you need liability insurance or not, you're already answered your question. That's because if you think you might need liability insurance, you likely do. If you're running a business without liability insurance, you can face a wide range of issues in the future...
Hospice care is the final bit of care we all have until we pass to the great unknown. These facilities dot the country and serve mostly senior citizens or those with terminal illnesses. Of course, because they are associated with death, they are an extremely risky...
You’re having a holiday party. You’ve done all the preparations — sent out all the invitations, reserved the hall, hired a caterer, and picked a band. Now let the festivities begin! But event planner beware: when it’s after hours and there’s liquor flowing, anything can...
Gravel pits and gravel driveway construction work create a lot of environmental concerns that can result in third-party claims against you. Whether it's based in air quality claims and civil suits regarding run-off, nobody likes being neighbor to a gravel pit. Not only can successful claims be...