vitamin manufacturing and distribution insurance

What Are the Most Important Coverage Concerns for Vitamin Manufacturing and Distribution Businesses?

If your small business touches the health sector of the economy even tangentially, then your business faces additional risks and liabilities automatically. This is true for the vitamin industry whether your business focuses on manufacturing, distribution, or both and regardless of whether you specialize in distinctly medical aspects or prescription vitamins, or even just over-the-counter products. Because vitamins are consumable products and often contain minerals, supplements,  and ingredients that are tied to specific effects and health benefits, every aspect of your business can face intense scrutiny, regulation, and even liability claims. Excess liability coverage can help protect you and your business’s financial asset in the event of any injury claim and even larger defense costs.


What are some of the largest liability concerns your vitamin manufacturing and distribution business can face?

  • Third party bodily injury claims: General business liability coverage can sometimes narrow or even exclude concerns unique to the vitamin manufacturing and distribution industry. When claims are filed against your company for bodily injury, illness, or death that could be attributed to your products or services, ensuring that all gaps in your coverage is critical. Protection against third-party bodily injury claims not only pays for the costs associated with the other parties’ injuries but also helps you in providing a legal defense in the event of a lawsuit
  • Product liability claims: There is an increasing amount of legal action regarding companies that sell vitamins, supplements, and weight loss products due to everything from failing to meet regulations to spin-off liability claims as a result of a specific component within your product. Having product liability insurance in the event of a lawsuit can protect you and your company from severe financial loss. Covering your products now from current and future claims is one of the most important steps you can take to proactively protect your business’s future.


Having excess liability coverage that specifically targets third party bodily injury and product-based claims gives you additional security and time to focus on your business itself. If you’d like to learn more about why Evolution Insurance Brokers is a preferred provider for vitamin manufacturers and distributors, please contact us. We’re here to help you find the right elements of coverage for your business’s array of services, coverage requirements, and insurance concerns.


Rick J. Lindsey
Rick Lindsey

President, CEO and Chairman