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If you race your own vehicle you’re probably aware that your personal car insurance does not provide coverage while racing.   Some may agree or disagree here, but every policy has exclusions, limitations and various limits of coverage. In most cases, racing is excluded from personal...

Fun times can always be had on the water!!  One of America’s favorite past times usually has some involvement with the water and the thrill that comes with watersports.  The enthrallment with the water and these good times had in the water has spurred much...

If you're one of the estimated 4 million American gun and rifle owners, you may be carrying a significant and unnecessary risk. Owning a firearm these days exposes you to far-reaching, individual liability. Gun owners are commonly being held responsible for damages resulting from negligent...

Owning a business is a serious legal risk. With today’s overactive legal environment, business lawsuits are becoming more and more common. And attorneys are better than ever at finding insurance policy exclusions and including personal assets in legal judgments. Are your personal assets protected? Can...

Owning a motocross is a lot of hard work, planning and money. When you find yourself with insurance that does not provide coverage for what your biggest exposure; I would imagine that is scary considering the investment at stake. If you currently have coverage and...