Assisted Living Care Facilities Liability Insurance Coverage

As the world continues to pace on it is noticeable how much the longevity of people has moved forward as well.  With this there has become a great need for Assisted Living Facilities.  The facilities can provide a refuge from the storm to many family members that are severely burdened by taking care of a loved one.  Most important to the family members is the ability of the assisted living facility to provide the adequate care that is needed for their loved ones.  One of the biggest concerns that can come up with Assisted Living Facilities is the insurance for the employees, most importantly their liability.

Some major considerations that may be needed to an owner of one of these facilities is the amount of insurance and types of insurance that they have.  It is almost getting to a crucial point to have sexual abuse and molestation insurance, as well as assault and battery coverage for an assisted living facility.  One of the major problems with these coverages is they are not offered regularly by insurance companies.  It can be a very difficult process if an insurance company denies a claim because of an exclusion that may have been on a policy.  There are many news stories out there about how this can happen, and the importance of having the necessary coverage.  Some questions may come to mind about where to find this type of insurance, and how much you will need, and if your insurance company really will back you when it comes to a claim.

Prime Insurance can offer some great coverages to these adult day care centers, assisted living facilities, and other types of elderly establishments.  Assisted Living Facility Insurance is one type of insurance that has many facets to it.  Evolution Insurance Brokers  can make sure that you have all of these covered and cover your facility in the way that it should be covered.  We offer all these coverages discussed here and can include other coverages that you may have a gap for.

If you have any questions or would like to see a quote on insurance for your Assisted Living Facility, give me a call or email me.  We can make sure that you have the coverage and peace of mind that you need in these litigious times.

Rick J. Lindsey
Rick Lindsey

President, CEO and Chairman