Firearms Coverage

If you’re one of the estimated 4 million American gun and rifle owners, you may be carrying a significant and unnecessary risk. Owning a firearm these days exposes you to far-reaching, individual liability. Gun owners are commonly being held responsible for damages resulting from negligent or willful acts involving the use of their firearms – even if the negligent or willful act takes place after the gun is lost or stolen. As the registered owner of the gun, new laws place ultimate liability on you.

Traditional insurance companies are, now more than ever, avoiding coverage for activities or incidents involving firearms. They define these activities as extreme in nature, allowing them to be excluded from coverage – usually in the fine print.

XINSURANCE policies are designed to address this problem. Think of it as supplemental insurance protection against the gaps, exclusions and limits in your existing coverage. Best of all, since the coverage is generally supplemental, the premiums stay low and affordable – providing all the peace of mind you need to enjoy your right to bear arms. Xinsurance can design a policy for you that will be simple and meet your needs. As a field underwriter with Xinsurance my job is to make sure you have the adequate coverage for you firearm liability. Call Me Now for a free no hassle quote.

Rick J. Lindsey
Rick Lindsey

President, CEO and Chairman