Paragliding comes with a long list of risks, both for the participants and the equipment. Whether you rent out gliders to enthusiasts or you take passengers, having the right levels of coverage can help your business respond to third-party claims, accidents, and injuries that happen during...
You’re having a holiday party. You’ve done all the preparations — sent out all the invitations, reserved the hall, hired a caterer, and picked a band. Now let the festivities begin! But event planner beware: when it’s after hours and there’s liquor flowing, anything can...
When you're in the business of furniture repair, protecting your customer's property while it's under your care is one of your top priorities. Even if you have the furniture brought directly to your premises by either the customer or a third-party transportation company, accidents can...
Aircrafts are becoming a bigger and bigger market because everyone is starting to explore a wider range of flying devices. Whether your hangar has clients for traditional flight, experimental shipping, and inspection drones, or private enthusiasts who are enjoying more manageable fees, flight is becoming more accessible....
Gravel pits and gravel driveway construction work create a lot of environmental concerns that can result in third-party claims against you. Whether it's based in air quality claims and civil suits regarding run-off, nobody likes being neighbor to a gravel pit. Not only can successful claims be...
More and more information is coming to light about the health ramifications of previously popular building materials. While the science and known information at the time of a job may support your use of industrial or habitational materials, that's no guarantee of long-term viability. If you make...
The business world is dividing into specialties. Tech companies that provide a core niche service often direct the majority of their manpower to that central focus and use third-party providers for all of their other central business needs. This is especially true in finance and...
Delivery is no longer optional. While parcel delivery and pizza shops have always been expected to do home deliveries and to do them quickly, now almost every business has to have a delivery option either directly through their company or through a third-party service. Whether...
You’re in the business of helping people get off drugs or alcohol, but is your organization at risk? What if your facility wrongly diagnoses a patient or a counselor gets attacked by a patient, or worse — a patient dies under your care? According to a...
Why a Portion of Homeowners Association Fees Should Go Toward General Liability Coverage Homeowners associations face a lot of criticism even when things go well: the fees are too high, the benefits are too little, and someone doesn't like the holiday decorations. But having a backup...