Hot air balloon rides offer one of the most serene and enjoyable ways to experience the science of human flight. While people have been safely and successfully ballooning for over two centuries, as a sport that relies heavily on the weather, certain things are left...
What is the point of owning a high performance car if you never get the chance to really see what it will do? Many owners never get this chance. And many do…. Just not legally! And if you are lucky enough to get your car...
Many states and counties require pet owners to obtain liability coverage as added protection and responsibility if an incident or claim occurs. In our litigious society, it's a wise decision to have animal liability coverage in place. Homeowners, landlords, home associations, and any entity associated with...
Traditional insurance policies do not provide coverage while racing go karts, mini race cars, hot rods, boats, motorcycles or motocross to name a few. Even if racing is just a weekend hobby, by participating in this sport, you are exposed to liabiilty risks if an...
From my experience as an insurance Field Underwriter specializing in aviation, I get to review people’s policies to determine whether they have the coverage they need. Aviation coverage can be confusing, to say the least. And if you don’t have actual ownership in the hull...
As an owner of a trampoline park, you have a lot money and time invested into your facility. The most serious liability exposure you have is when an accident occurs and someone gets hurt. Even if you are not at fault or negligent, you need...
If you race your own vehicle you’re probably aware that your personal car insurance does not provide coverage while racing. Some may agree or disagree here, but every policy has exclusions, limitations and various limits of coverage. In most cases, racing is excluded from personal...
If you own a company that provides parasailing you know that insurance is something that is hard to find with a carrier that will consistently provide coverage. Insurance companies come and go and rates go up and down. If you have had claims everyone has...
Owning a motocross is a lot of hard work, planning and money. When you find yourself with insurance that does not provide coverage for what your biggest exposure; I would imagine that is scary considering the investment at stake. If you currently have coverage and...
If you own an aircraft or employ pilots, it pays to know exactly what is covered and what is not. With expensive equipment and the potential for high dollar lawsuits you can never be too educated and aware about how your policy and insurance works. ...
