Exotic Animal Liability Coverage

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Ben Hogan

email: benh@primeis.com

Exotic Animal Liability Coverage

indicates that the number of exotic animals kept as pets in the U.S includes 5,000-7,000 tigers (more than the wild population in Asia), 10,000-20,000 large cats, 8.8 million reptiles, and at least 3,000 great apes.

Exotic Pets

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The last decade has seen a rapid increase in exotic pet ownership in the United States. Along with the increase in popularity of exotic pet ownership, comes an increase in attack or escape incidents. Since 1990, there have been over 1,000 reported incidents involving exotic pets including large cats, nonhuman primates, reptiles, bears, wolves, foxes, and ferrets.

So what happens when your exotic pet adds to these statistics? Are you in a position to defend yourself when a victim is injured and decides to seek physical and emotional damages? Unless you can afford to pay the medical bills of a victim, pay court awarded damages, or even pay to defend yourself in the event of a frivolous claim, insurance coverage for your pet should be a consideration.

With increasingly strict state and local regulations being enforced across the country, animal liability coverage through XINSURANCE will put many of these worries to rest. XINSURANCE animal liability coverage is specifically designed to meet the insurance levels required by landlords or state regulators – and we can even provide coverage for pets who have had prior incidents.

Policies are structured to cover the gaps and exclusions that make your existing coverage insufficient. And because XINSURANCE acts as supplemental insurance coverage, the premiums are low and affordable… but your peace of mind will never be greater.


Rick J. Lindsey
Rick Lindsey

President, CEO and Chairman