driving school insurance

Driving School Insurance

Will Litigation Drive You to the Poor House: Driving School Hazards and Protection

Let’s face it, every time an instructor gets into the car with a student driver, you put your business in harm’s way. Of course, you have safeguards in place, but if a teen driver, for instance, hits the gas instead of the pedal, you are vulnerable. What if they injure other passengers in your car, or they hit a pedestrian? And what if you haven’t even hit the road? A customer walks into your office and trips and falls, and you’re in for it.

According to research by IBISWorld, there are about 167,255 businesses in the driving school industry — an industry that generates an annual revenue of about $10 billion U.S. dollars and employs about 322,809 people.* While a lucrative business, a driving school can face costly litigation from virtually anyone that steps in your car or office.

But who specifically are these potential plaintiffs? They’re teenagers between the ages of 16 and 18 who are learning to drive for the first time — they make up about 50% of people who go to driving schools. Adult drivers make up about 10%, while commercial drivers account for another 30%. The rest of the 10% is made up of people from other countries looking to get a U.S. driver’s license, and drivers under court order to attend extra driving lessons usually due to reckless driving.*

Fortunately, there is something you can do to help protect against costly litigation. Specialty liability insurance from Evolution Insurance Brokers (EIB) covers students, instructors, and the vehicles involved in lessons. We are dedicated to insuring specialty, hard-to-place property and casualty risks. Our underwriting expertise lends itself the ability to underwrite specialty insurance of all kinds. To help ensure you won’t be driven to the poor house by accidents and litigation, contact Evolution Insurance Brokers today.



Rick J. Lindsey
Rick Lindsey

President, CEO and Chairman