Mountaineering Insurance

FOR MOUNTAINEERS, CLIMBERS, HIKERS, GUIDES, AND MORE

EIB provides mountaineering insurance coverage for the outdoor industry all across the United States. With mountaineering insurance, we will offer flexible underwriting, risk management expertise, and outstanding claims results for general liability and professional liability.

Who We Can Help

  • Mountain Guides
  • Mountaineers
  • Backcountry Skiers, Heli-Skiers, Alpine Skiers, & Classic Ski Tours
  • Hikers and Trekkers
  • Rock Climbers and Ice Climbers
  • Split Boarders
  • Riggers
  • Individual Guides and Companies
  • Custom Trips
  • and more!
mountaineering insurance

Questions to consider: What can cause a climbing accident? Someone could fall or slip on rocks, snow, or ice or get hit by falling rocks, ice, or objects. Accidents can also occur due to illness, strandedness, rappel failure or error, avalanches, inadequate equipment, and more. Questions to consider: How can I avoid accidents and injuries? To name a few, 20% of all accidents could have been prevented by better belay practices such as tying a stopper knot at the end of the rope or wearing belay gloves. Also, prior knowledge of a route’s rappel anchors and the walk-off descent route as well as taking a headlamp will prevent a lot of accidents (up to 45% total accidents). Questions to consider: How can I be sued in the event of an accident occurs? Some examples include (1) A commercially-guided expedition doesn’t summit and the operator is sued for breach of contract. (2) A guide is sued after the alpine ice he’s leading causes him to slip and fall and pull out the belay anchor resulting in an accident of his client. (3) A park service is sued for a failed search and rescue response after a climber falls during a descent Questions to consider: Who is liable if someone gets injured while hiking? If someone gets injured on an organized tour/expedition, the hiking guide or tour company could be held liable for negligence. Many companies make clients sign a waiver stating the business is not liable for any accidents/injuries sustained on the hike. While these waivers protect companies from many personal injury liabilities, they do not provide legal protection in the event the enterprise is negligent.

Know the Facts

mountaineering insurance

Most mountaineering accidents occur in the rugged mountainous states of WA, CA, WY, CO, and AK. A likely reason why these states have the most mountain accidents is that they not only have the greatest area of climbable terrain, but they also have a high number of “trophy” peaks, which attract an outsized proportion of non-locals who are often overly eager to get to the summit. Source

mountaineering insurance

58% of climbing accidents were from roped climbing. 42% were from unroped climbing. 12% of the accidents were involved in a belaying incident and 4.5% were from a rockfall incident. Source

mountaineering insurance

In 2013, the year most recently surveyed, Accidents in North American Mountaineering reported 143 climbing accidents in the United States (Accidents covers technical rock, ice, and mountaineering incidents. Hiking and other general outdoor mishaps are not covered.) Source

Ready to Apply?

Need help with an application? Want additional information? No matter what you need, we can help.

Please contact Logan Fitzgerald at 801-304-5562 or loganf@eibdirect.com

No risks are bound until expressly accepted by EIB, upon receipt of all requested information and the return of the applicable premium. In most cases, premium financing options are included with the quote.

There are no minimum premium requirements.