Competitive Events


At competitive events across the nation, lawsuits are being filed for bodily injury of others, property damage to rented premises, and general negligence of participants. Unfortunately, it’s all too common for injured parties to seek legal judgment, not only against event organizers, but also the individual participants. Attorneys will look for indication of individual liability at every possible turn – in an effort to maximize the awarded judgment for their client. Oftentimes, event organizers or participants carry minimum-limit, broad stroke insurance policies intended to cover spectators, venues and competitors. Are you prepared to be held responsible for a major injury or accident that could happen to a spectator or participant during your event? Prime Insurance Company will provide you with the coverage when accident strikes.


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Questions to consider: Does your homeowners insurance policy offer adequate protection for liability claims as a participant or organizer of a competitive event? Most homeowners insurance policies do not provide sufficient coverage for accidents causing physical injury or property damage to a rented premises; Prime Insurance Company offers a custom plan to cover any exclusions in your policy. Questions to consider: Are you a coach taking your team to a tournament? Overuse injuries are responsible for nearly half of all sports injuries to middle and high school students, you could be blamed for this injury.

Know the Facts

Almost 50 percent of head injuries sustained in sports or recreational activities occur during bicycling, skateboarding, or skating accidents.

MLB Attendance 2011 = 73,451,522

Become a Producer

We write the tough risks and producers reap the rewards. Whatever the unique underwriting characteristics that make a risk difficult to place, we adapt to specific needs and concerns.

Learn More about becoming a producer.

A Producer agreement is not necessary to receive a quote. However, an agreement must be completed in order to bind coverage.

Ready to Apply

You may submit an application online using the GET A QUOTE button below, or download and fill out the application and supplemental documentation. If you download the application you may either submit them via email, fax or postal mail.

Applications Personal Liability Application

Supplemental Documentation

No risks are bound until expressly accepted by EIB, upon receipt of all requested information and the return of the applicable premium. In most cases, premium financing options are included with the quote.

There are no minimum premium requirements.