Owning a business is a serious legal risk. Business related lawsuits are becoming more common in today’s overactive legal environment where attorneys are better equipped to find insurance policy exclusions and include personal assets in legal judgments. Most businesses in the United States are structured as a partnership or sole proprietorship, a form or ownership that puts your business and personal assets at immediate risk. Unfortunately, even if your company is structured as a corporation or limited liability company (LLC) you may still be named individually in a lawsuit. Accidents are inevitable; one small accident can result in unplanned physical or psychological injuries.
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Currently there are about 30,000,000 businesses in the USA, up from just 14.7 million in 1977 The 78% of the 30,000,000 businesses in the USA that had less than 20 employees altogether generated more than $950,000,000,000 in revenues.
You may submit an application online using the GET A QUOTE button below, or download and fill out the application and supplemental documentation. If you download the application you may either submit them via email, fax or postal mail.
No risks are bound until expressly accepted by EIB, upon receipt of all requested information and the return of the applicable premium. In most cases premium financing options are included with the quote.
There are no minimum premium requirements.
We’re proud of the reputation EIB has earned over the years and the exclusive, unique solutions it offers. Let EIB place your tough risks. Quotes are typically delivered within 48 hours. Expedited quotes are available upon request.