Snow Removal Insurance


Snow Removal Insurance – Customized liability insurance for snow removal operations. EIB has the knowledge, flexibility, and experience to offer customized coverage and solutions. EIB has direct access to underwriting, risk management, and in-house claims services.

Who We Can Help

  • Snow Removal Contractors
  • Specialty Contractors
  • Snow Removal and Snow Plow Services


Need help with an application? Want additional information? No matter what you need, we can help.

Please contact us at or call 877.678.7342

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Questions to consider: Why should you get snow removal insurance? If you don't have the appropriate insurance coverage, then those who hire you will be responsible for your negligence and any ensuing damages. If they know you are not insured, they are less likely to hire you. Questions to consider: What is an example of how a snow removal business or contractor could benefit from liability insurance? Bodily Injury: A business hires you to clear their large parking lot every day that it snows two inches or more. One of their employees trips over one of your shovels and badly sprains their ankle, leaving you legally liable for the cost of treating the injury. Questions to consider: What is an example of how a snow removal business or contractor could benefit from liability insurance? Property damage: While on site at a private homeowner client’s residence one of your employees accidentally throws a shovelful of snow towards an exterior window of the house, breaking the window and causes a mess inside. Your GL policy covers the subsequent claim, up to your limits of liability. Questions to consider: What kind of accidents can occur during a snow removal operation? Plows hit other vehicles or back into other vehicles, they can scrape parked vehicles or be rear-ended by motorists. Also, plowed snow over bridges might fall onto and damage vehicles traveling below. Plow trucks can also lose control or crash into nearby buildings or houses.

Know the Facts

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Over the last 5 years, demand for snowplowing services has increased due to greater-than-average annual snowfall totals and numerous high-accumulation snow events. Source

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Snow plow accidents result from poor weather conditions, impaired operators, inattention from motorists and pedestrians, and more. Source 

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Snow plow operators can be at fault for reasons such as drowsiness, low visibility, insufficient training, faulty equipment, or driver inexperience. Source

Ready to Apply?

You may submit an application online using the GET A QUOTE button below, or download and fill out the application and supplemental documentation. If you download the application you may either submit them via email, fax or postal mail.

No risks are bound until expressly accepted by EIB, upon receipt of all requested information and the return of the applicable premium. In most cases, premium financing options are included with the quote.

There are no minimum premium requirements.