Fitness Liability Insurance

Will Your Exercise Equipment Injure Your Business?

Fitness Liability Insurance

Gyms are springing up everywhere. In 2016, there were 36,540 gyms in the U.S. In 2015, there were a total of 36,180 health clubs — an increase of over 5,500 from 2012.* Getting in shape is big business and a big risk for gym owners.

As an owner, you’re charged with ensuring your equipment is in good working order, properly maintained at all times, and well supervised by well-trained staff. If a piece of equipment is in need of repair, it should be taken out of service or removed from the gym floor. And, good records of maintenance, repair and replacement of equipment must always be kept. Fall short on any of these steps and you could be in for it.

Over the last two years, there have been at least three verdicts or settlements approaching or exceeding $1 million in the fitness industry; one jury verdict exceeded $14 million.** Of course, most gyms nowadays ask that members sign a standard waiver of liability. But that simply may not be enough.

While the workout-at-home craze is also big business, that doesn’t rid you of risk. What if the equipment is faulty, or not — but the customer claims it is after getting injured? Where will that leave you? Perhaps, out of business.

Liability Insurance For Fitness Centers

Specialty liability insurance for fitness centers can help ensure your business remains free from financial “injury.” As a full-service excess and surplus lines brokerage with more than two decades of experience, Evolution Insurance Brokers (EIB) offers specialty liability insurance that can help protect your business from costly litigation.

We offer flexible underwriting, risk management expertise, and outstanding claims results for difficult risks, with consideration for good risk management practices.


Contact EIB today to help keep your business healthy and viable.

Rick J. Lindsey
Rick Lindsey

President, CEO and Chairman