04 Jan River Guide Liability Insurance

Covering Your Assets

As an outfitter you know all about the obvious inherent risks and dangers of operating on and off the river.  Even if you, your guides and employees are careful and do all that you can to avoid risk that doesn’t mean that you cannot be named in a lawsuit.  It takes sometimes half a lifetime to get to the point where financial security turns into a reality.  That’s why it’s so important to team up with an insurance carrier that has the same experience and background that you do.  Rigging and maneuvering a boat, river currents, eddies, and waves, river hazards, types and causes of rapids, scouting and running rapids, river rescue and emergency procedures, minimizing outdoor recreation impact, proper fit, wearing & use of personal flotation devices…. experience matters!!  Why wouldn’t you have a carrier who understands your level of risk.  With field underwriters who are willing to be there to answer questions and facilitate your needs.  One who supplies you with liability waivers and an experienced Risk Management Department that specializes in proven policies and practices to help you avoid claims.  In house attorneys and a claims department that are willing to fight aggressively on your behalf.  In house financing that makes it easy to meet your financial situation and needs.  Fighting frivolous claims means that your premiums are more protected.  When a carrier rolls over and pays out claims to get them to go away, you and everyone else has to suffer for it.  Not to mention the fact that you’ve now painted a big red wet target on your back with the promise of an easy claim payout.

If you would like a review of your current policy, would like a quote, or just want to know more about what we can do for you, give me a call.  We’ll take the time to help you understand so that you know your insurance like the back of your paddle.