15 Aug Personal Liability Insurance for allegations of physical abuse and sexual molestation

In today’s litigious society many people who work with the public or one-opn-one can be exposed to physical abuse and or sexual abuse allegations. Individual liability insurance for those exposurse will provide a defense if an incident or claim occurs. Read the headlines today and you will see that thousands of dollars are spent in the courts to defend or diffuse a situation.

If you are working independently or as a contractor this type of insurance is essential. The financial burden can be overwhelming and then there is no guarantee of what the outcome will be, or what the final cost will be.

The best way to make sure you are well protected is to spend a few moments talking to an underwriter who can pinpoint your exposures based on occupation, hobbies and lifestyle This protection is easily obtaininable and will provide peace of mind knowing you have a partner on your side if an incident or claim occurs.