Liability Insurance for Explosive Hauling

Liability Insurance for Explosive Hauling

Liability Insurance for Explosive Hauling Businesses

Trucking companies already have a lot of insurance concerns, between business property coverage, cargo liabilities, and the health risks commercial trucking pose to drivers. But if you’re in the business of hauling explosive cargo, that extra risk can make finding an insurance company particularly difficult. It’s obvious you should have liability insurance for explosive hauling so here’s what you should look for when trying to find the right fit for your company:

Find an insurance provider that is familiar with the risks of hauling explosives

Not all specific areas of coverage apply to all circumstances and having an insurance agent who knows the gaps can save your business. You will need additional coverage to cover the cargo, for any special equipment used in the transportation and monitoring of the goods, and more insurance for more employees if the cargo needs an escort through densely populated areas. More general trucking insurance doesn’t always cover these circumstances adequately.

Find a company that knows the insurance requirements for your cargo

Different hazardous products have different regional regulations. Some areas need evidence of liability insurance before you drive through or that you need to present if you’re pulled over. Other areas require you use an escort from the local police department and that you have a permit for transporting specialty goods. Not having your insurance paperwork in order can cost your business thousands in fees, civil penalties, and loss of business, so make sure you have an expert.


Explosives hauling is a risky business, but it’s a business you can protect with the right insurance. Go to Evolution Insurance Brokers to get started.

Rick J. Lindsey
Rick Lindsey

President, CEO and Chairman