04 Sep Insurance for Daycare Centers

Is Child-Proofing Your Daycare Center’s Place of Business Enough of a Protection?

No matter how well you seal your cabinets, cover sharp corners, and keep a vigilant eye out for any potential dangers, there’s always something that could present a sudden hazard. Even a child tripping and falling on the carpet could result in an injury that has their parents concerned and which could bring your child day care center to a sudden halt. Having additional general liability insurance for daycare centers isn’t an admittance that your daycare center isn’t safe or that the child care providers you’ve hired aren’t the best in the business. It’s a vital part of daycare insurance that protects your business and employees in the event of an accident or even an unsubstantiated claim.

Insurance for Daycare Centers

How can general liability coverage protect your daycare business?

• Adding general liability coverage as part of your home daycare insurance helps protect your business from a wide range of bodily injury and property damage claims. Not only does the insurance cover any payments or settlements your business has to make in response to a claim, the insurance provider helps you properly respond to claims so that everything is handled according to specific procedures and so you can focus on your business.
• The coverage gives you access to a wider pool of clients. An increasing number of potential customers and schools that work with daycare agencies require proof of liability insurance coverage before signing a contract. Whether you have a daycare center out of your home or you offer child care assistance in your customers’ homes, having liability insurance acts as an additional assurance to everyone involved that your business is professional and any potential property damage or health concerns can be addressed.

Contact Evolution Insurance Brokers here about adding additional liability coverage to your insurance policy to make your business more trusted.