14 Aug Athletic Participant Coverage

Does your policy provide athletic participant coverage?

Did you know that standard commercial liability insurance excludes athletic participants?! Meaning, if you run an athletic program, event, or any activity involving athletic participation, your coverage is useless. If a participant sued in the event of an incident, there would be no coverage under standard commercial liability policies. A participant suing in the event of an incident should be your biggest concern and a huge red flag if your insurance has the “Participant” or “Athletic Participant” exclusion.

Evolution Insurance Brokers provides general liability policies including athletic participant coverage nationwide. Right now, most people with participant sports activities purchase 2 insurance policies: a general liability policy and an accident medical policy. Some purchase just 1 and don’t realize participants are excluded in that coverage.

EIB provides 1 customized policy providing coverage for both spectators and participants. With 25+years of experience providing coverage for athletic activities, we know we can help you get the coverage you need.