FOR THE SELF-EMPLOYED
Being your own boss has its ups and downs. As an independent contractor, you must take serious legal risk. Lawsuits against independent contractors are becoming more common, especially considering that employers of independent contractors are generally NOT held vicariously liable for the acts or omissions of the contractor. It is important to note that attorneys are highly skilled and trained in finding insurance policy exclusions. Many independent contractors, whether providing professional business services or specialized construction trades, wisely protect themselves with general liability insurance.
Many independent contractors, whether providing professional business services or specialized construction trades, wisely protect themselves with general liability insurance. But, what happens when a legal judgment exceeds the limits of these policies? In many cases, frivolous claims may qualify as exclusions in your traditional business insurance policies.
More often than not, the answer is no. As an independent contractor, your time can be your most valuable asset.
No matter how well you plan ahead, it’s almost impossible to prepare for all future issues that may arise.
You may submit an application online using the GET A QUOTE button below, or download and fill out the application and supplemental documentation. If you download the application you may either submit them via email, fax or postal mail.
No risks are bound until expressly accepted by EIB, upon receipt of all requested information and the return of the applicable premium. In most cases premium financing options are included with the quote.
There are no minimum premium requirements.
We're proud of the reputation EIB has earned over the years and the exclusive, unique solutions it offers. Let EIB place your tough risks. Quotes are typically delivered within 48 hours. Expedited quotes are available upon request.