Personal Lines

Home insurance coverages can be issued to insureds who have adverse credit and claims histories. Animal liability coverage provides unique coverage for hard-to-place risks on many domestic and exotic creatures and is especially valuable for homeowners who have experienced difficulty in obtaining animal liability coverage.

Classes

• Homeowners
• Landlords
• Mobile Home Owners
• Pet Owners

Coverages

• Home Owners
• Tenant Liability
• Mobile Home
• Dwelling Fire
• Animal Liability
• Optional Earthquake and Burglary
• ATVs and 4-wheelers
• Watercraft
• Tractors
• Personal Property such as Jewelry, Guns, etc.

What to Submit Click here for an application.

• A signed application. Be sure to include the liability limits required.
• Be sure to specify the address of the property to be insured, including a description of the year(s) the building(s) was built, the protection class, the Actual Cash Value, and a description of any surrounding exposures.
• Signed Representations and Warranties if an application other than EIB's application is used.
• A claims history warranty or five-year claims loss runs.
• Due Diligence Affidavit evidencing reasonable effort to place insurance coverage in an admitted market.
• A list of all state financial responsibility filings required.