Garage Liability / Towing

EIB places many types of liability coverage in Garage Operations for premises, overall operations, and Garage Keepers Legal Liability (GKLL). Businesses can obtain coverage from day one of a new business operation without a limitation period wait.

Classes

• Repossession Companies
• Towing Operations
• Motorcycle and Recreational Vehicles
• Equipment Dealers
• Manufactured Home Dealers
• Car Washes
• Valet Parking
• Mechanical Repair Shops
• Auto Body Shops
• Custom Shops
• Auto Dealerships

Coverages

• Garage Liability
• Towing
• Wrongful Repossession / Recovery
• Garage Keepers Liability
• Dealer's Open Lot
• Drive Other Car

What to Submit Click here for an application.

• A signed application. Be sure to include all limits of liability required.
• A list of all drivers including a photocopy of driver licenses.
• A summary of the number of employees, including a breakdown by type of employee (e.g. mechanics, drivers, office help, etc.)
• A schedule of all vehicles to be insured, or a list of maximum property values at each location to be insured.
• Signed Representations and Warranties if an application other than EIB's application is used.
• A claims history warranty or five-year claims loss runs.
• Due Diligence Affidavit evidencing reasonable effort to place insurance coverage in an admitted market.
• A list of all state financial responsibility filings required.