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Commercial Liability

EIB has years of experience placing Professional Commercial and Specialty Liability excess and surplus insurance products. We can place a broad range of coverages to meet the needs of insureds whose risk profiles don't fit limited standard market models. Each liability risk receives individual attention in underwriting to make sure the underwriter understands the specific insured, their needs, and the coverage best suited for the situation. In many instances, insureds don't need the level of coverage they have had or are pursuing which helps reduce the ultimate coverage premium. Look through our list of categories on our Commercial Liability Applications page organized into three primary categories including Commercial Liability, Special Events and Recreation, and Construction/Service Contractors. If you don't see what you need, simply complete a General Liability application or give us a call - we likely write what you are looking for.

Classes

  • Assisted Living Centers
  • Business Owners
  • Contractors / Building Trades
  • Health Clubs
  • Nursing Homes
  • Restaurants and Bars
  • Special Events
  • Sporting Events

Coverages

  • General Liability
  • Special Events Liability
  • Liquor Liability
  • Product Liability
  • Parades
  • Passenger Liability
  • Assault and Battery
  • Fireworks Liability
  • Excess General Liability

What to Submit Click here for an application.

  • A signed application. Be sure to include Per Accident and Aggregate Limits requested, and an optional Per Person sub-limit, if desired.
  • A summary of annual income, and a breakdown of income categories.
  • Signed Representations and Warranties if an application other than EIB's application is used.
  • A claims history warranty or five-year claims loss runs.
  • Due Diligence Affidavit evidencing reasonable effort to place insurance coverage in an admitted market.
  • A list of all state financial responsibility filings required.

 

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