 Excess and Surplus Lines
EIB only places excess and surplus lines insurance. Surplus lines, or "non-admitted" specialty or excess lines, represents one of two divisions of the property and
casualty insurance market, the other being the "admitted" or standard market. The excess and surplus market exceeds $25 billion annualy in the U.S., which amounts
to less than 8% of the entire U.S. property and casualty marketplace of over $300 billion annually.
The surplus lines, non-admitted, market is not subject to the strict pricing and form regulations applicable to the admitted insurance market, allowing EIB to specifically
tailor insurance contracts for its customers. The excess and surplus market is best defined and recognized as the market dominated by Lloyd's of London.
 Products
EIB focuses its efforts on non-standard, hard-to-place insurance risks that cannot be readily placed with admitted insurance carriers.
We offer a broad range of lines, maximum flexibility, and a unique partnership approach with a stable E&S market.
Generally, EIB offers coverage in the following categories:
Specialized markets are also serviced. See each of the line category headings for a more complete list of the markets we service.
To further assist producers place their business, in-house financing is available through Greenlight Premium Finance Company.
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