We provide access to specialty liability, professional, property and casualty insurance coverage when other markets decline. Here are a few examples of solutions we recently provided to the marketplace.
Alligator Hunt
A special event and fundraiser, we provided coverage for this unusual expedition.
NASCAR Operations
There is lots of work before the actual race and we provided coverage for the people in charge of directing and parking all the mobile network broadcast trailers, equipment and crew.
Racing and Timing Company
Coverage was provided to a leader in the RFID timing industry. RM timing is used for runs, events, competitions in multi-sports. These companies provide set ups for finish lines, results kiosks, line chutes and more. General and professional liability coverage was issued when others declined to quote and write the risk.
Garage Services
Coverage for the installation of aftermarket accessories for public safety vehicles such as video camera cages, police lights and sirens, and speed detection equipment. We obtained a garage policy which includes dealer’s open lot.
High Risk Property Coverage
Insurance for private land and forestry in Pacific Northwest for fire coverage.
Homeowners
A Homeowner in coastal area with a claim in year prior. Due to the location and claim history, no admitted carrier or other surplus lines carrier had an appetite for this risk. We provided options for coverage and lower limits to secure the risk.
Racing
The owner of a Porsche 911 coupe who is being trained to be a high performance/race driver. He is taking instructions at two tracks and uses his own vehicle with an instructor in the car for on track training. His personal insurance excludes racing so we customized coverage for only the specific days he trains.
Retail Rental
Dealership that was renting recreational equipment. They were trying to obtain GL coverage for their business, Inland Marine coverage for their equipment and the Online Rental Program for extra protection. There are few markets that will insure rental of equipment. We provided flexible options, which set us apart from others quoting the risk.
Specialty Contractors
Riggers Legal Liability. Raising and lowering homes from their foundations in order to repair and working in hard hit hurricane areas.
Special Events
We wrote an extreme special event that included spectator participation for endurance tests such as fire walking.
Vacant Property
A landlord of a vacant condo project. Specialty risk, looking for options on special perils and replacement costs in a high-risk area and the property was also under renovation. We provided options for package and mono-line coverage.
Liability Coverage for the Sea Breacher
The Sea Breacher is a new technological design watercraft, part submarine, part water ski, designed by boat builder. Once it was designed, there was really no plan as to what they were going to do with it. However, to take on any passengers at all, liability insurance had to be obtained. Because it was a new design most markets declined to look at or quote the risk, but Evolution Insurance Brokers put together options for coverage very quickly.