21 Jun Midwife Professional Liability Insurance

Midwife Professional Liability Insurance

According to the Midwives Alliance of North America, there are approximately 15,000 practicing midwives in the United States. These professionals are specialists in pregnancy, childbirth, postpartum and women’s sexual and reproductive health. Midwives work in partnership with women to give the necessary support, care and advice during pregnancy, labor and the postpartum period, to conduct births on the midwife’s own responsibility and to provide care for the newborn. This care includes preventative measures, the promotion of normal birth, the detection of complications in mother and child, the accessing of medical care or other appropriate assistance and the carrying out of emergency measures. A midwife may practice in any setting including the home, community, hospitals, clinics or health units.

Pregnancy comes with a set of risks not only to the mother and child but to the midwife as well. Midwives may be accused of being responsible for adverse birth outcomes and should be prepared with protection from a professional liability insurance policy. Midwives work in a litigious society where even the most skilled and caring practitioners can find themselves involved in litigation. Win or lose, the costs of litigation can be enormous and endanger a midwife’s financial future. A professional liability insurance policy will provide coverage for actual or alleged errors, omissions, negligence, and breach of duty, misleading statements, and similar claims resulting from the performance or non-performance of professional services. Even if coverage is offered through a facility or physician’s insurance policy, a midwife may not get the same protection and quality of representation that a professional liability insurance policy can provide.

Evolution Insurance Brokers provides exceptional professional liability solutions for midwives. With Evolution Insurance Brokers, midwives will be provided customized coverage that is personalized to their needs and exposures. Many insurance providers will not offer coverage for midwives making finding insurance a challenging and frustrating experience. Yet Evolution Insurance Brokers have the industry experience to deliver coverage options for midwives seldom found elsewhere. Evolution Insurance Brokers is now offering new lower policy limits and premium financing is available. Practicing midwives should not delay and contact Evolution Insurance Brokers today!