The last decade has seen a rapid increase in exotic pet ownership in the United States. Along with the increase in popularity of exotic pet ownership, comes an increase in attack or escape incidents. Since 1990, there have been over 1,000 reported incidents involving exotic...
Traditional insurance policies do not provide coverage while racing go karts, mini race cars, hot rods, boats, motorcycles or motocross to name a few. Even if racing is just a weekend hobby, by participating in this sport, you are exposed to liabiilty risks if an...
From my experience as an insurance Field Underwriter specializing in aviation, I get to review people’s policies to determine whether they have the coverage they need. Aviation coverage can be confusing, to say the least. And if you don’t have actual ownership in the hull...
What is Inland Marine Insurance and how can it help protect your equipment? I receive calls from different business owners that are asking for insurance coverage for their equipment and materials. An inland marine policy is designed to cover your personal property. Any trade from...
As an owner of a trampoline park, you have a lot money and time invested into your facility. The most serious liability exposure you have is when an accident occurs and someone gets hurt. Even if you are not at fault or negligent, you need...
If you race your own vehicle you’re probably aware that your personal car insurance does not provide coverage while racing. Some may agree or disagree here, but every policy has exclusions, limitations and various limits of coverage. In most cases, racing is excluded from personal...
Insurance Non-Renewal can happen for a lot of different reasons. The worst of which is because of a lot of claims or high dollar losses, which I’ll discuss more in a minute. The best case scenario is that your carrier may simply have had too...
Fun times can always be had on the water!! One of America’s favorite past times usually has some involvement with the water and the thrill that comes with watersports. The enthrallment with the water and these good times had in the water has spurred much...
If you're one of the estimated 4 million American gun and rifle owners, you may be carrying a significant and unnecessary risk. Owning a firearm these days exposes you to far-reaching, individual liability. Gun owners are commonly being held responsible for damages resulting from negligent...
As the world continues to pace on it is noticeable how much the longevity of people has moved forward as well. With this there has become a great need for Assisted Living Facilities. The facilities can provide a refuge from the storm to many family...
